/* FAQ page — purpose-built editorial layout (scoped to outrank pages-refresh.css). */
html main.page-faq{background:#faf8f1;color:#31465b;overflow:hidden}
html main.page-faq *{box-sizing:border-box}
html main.page-faq .container{width:min(1180px,calc(100% - 40px));margin-inline:auto}
html main.page-faq :is(h1,h2,h3,p){overflow-wrap:break-word}
html main.page-faq h1,html main.page-faq h2,html main.page-faq h3{font-family:var(--fog-font-display);color:#06264a;text-wrap:balance}
html main.page-faq p{line-height:1.75}
html main.page-faq .reveal{opacity:1;transform:none}
@media(prefers-reduced-motion:no-preference){html.js main.page-faq .reveal{opacity:0;transform:translateY(20px);transition:opacity .55s ease,transform .55s ease}html.js main.page-faq .reveal.is-visible{opacity:1;transform:none}}

/* ============================== HERO =================================== */
html main.page-faq .faq-hero{position:relative;padding:calc(var(--fog-header-h,74px) + 76px) 0 90px;background:#06264a;color:#fff;isolation:isolate;overflow:hidden}
html main.page-faq .faq-hero::before{content:"";position:absolute;inset:-20% -12% auto auto;width:560px;height:560px;border-radius:42% 58% 66% 34%;background:linear-gradient(145deg,rgba(208,176,40,.28),rgba(0,64,144,.12));transform:rotate(18deg);z-index:-1}
html main.page-faq .faq-hero::after{content:"";position:absolute;inset:auto auto -220px -150px;width:420px;height:420px;border:1px solid rgba(255,255,255,.14);border-radius:50%;z-index:-1}
html main.page-faq .faq-hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(310px,.7fr);gap:clamp(42px,8vw,100px);align-items:end}
html main.page-faq .faq-eyebrow{display:inline-flex;align-items:center;gap:8px;color:#f5e99f;background:rgba(208,176,40,.13);border:1px solid rgba(239,212,92,.35);border-radius:999px;padding:7px 12px;font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}
html main.page-faq .faq-eyebrow .fog-i{width:17px;height:17px;color:#f1d85e}
html main.page-faq .faq-hero h1{margin:24px 0 22px;max-width:760px;color:#fff;font-size:clamp(2.75rem,6.2vw,5.7rem);font-weight:800;line-height:.98;letter-spacing:-.055em;-webkit-text-fill-color:currentColor;background:none}
html main.page-faq .faq-hero-copy>p{max-width:680px;margin:0;color:#d8e4ef;font-size:clamp(1rem,1.55vw,1.17rem)}
html main.page-faq .faq-hero-actions{display:flex;align-items:center;gap:20px;flex-wrap:wrap;margin-top:32px}

/* hero stats card */
html main.page-faq .faq-hero-stats{position:relative;padding:30px;border:1px solid rgba(255,255,255,.18);border-radius:22px;background:rgba(255,255,255,.075);backdrop-filter:blur(12px);box-shadow:0 24px 60px rgba(0,0,0,.16)}
html main.page-faq .faq-stats-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px 20px}
html main.page-faq .faq-stat-item strong{display:block;color:#fff;font:800 2rem/1 var(--fog-font-display)}
html main.page-faq .faq-stat-item span{display:block;margin-top:7px;color:#bfcedd;font-size:.7rem;font-weight:800;letter-spacing:.07em;text-transform:uppercase}
html main.page-faq .faq-hero-note{display:flex;align-items:center;gap:10px;margin-top:22px;padding-top:18px;border-top:1px solid rgba(255,255,255,.15);color:#f2da69;font-size:.8rem;font-weight:700}
html main.page-faq .faq-hero-note .fog-i{width:18px;height:18px;color:#f1d85e}

/* ============================== QUICK NAV ============================== */
html main.page-faq .faq-quick-nav{position:sticky;top:var(--fog-header-h,74px);z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-bottom:1px solid #d9e0e6}
html main.page-faq .faq-quick-links{display:flex;align-items:center;gap:10px;padding:12px 0;overflow-x:auto;scrollbar-width:thin}
html main.page-faq .faq-nav-btn{display:inline-flex;align-items:center;gap:8px;padding:8px 16px;border-radius:999px;background:#faf8f1;border:1px solid #d9e0e6;color:#004090;font-size:.78rem;font-weight:700;text-decoration:none;white-space:nowrap;transition:background .2s ease,color .2s ease,border-color .2s ease}
html main.page-faq .faq-nav-btn:hover{background:#004090;color:#fff;border-color:#004090}
html main.page-faq .faq-nav-btn .fog-i{width:14px;height:14px;color:#004090}
html main.page-faq .faq-nav-btn:hover .fog-i{color:#fff}

/* ============================== SEARCH ================================ */
html main.page-faq .faq-search-section{padding:42px 0 30px;background:#faf8f1;border-bottom:1px solid #d9e0e6}
html main.page-faq .faq-search-box{position:relative;max-width:780px;margin:0 auto}
html main.page-faq .faq-search-input-wrap{position:relative;display:flex;align-items:center}
html main.page-faq .faq-search-icon{position:absolute;left:20px;width:19px;height:19px;color:#7b8f9f;pointer-events:none}
html main.page-faq .faq-search-input{width:100%;padding:16px 20px 16px 54px;border:1px solid #c9d4dd;border-radius:999px;background:#fff;font:inherit;font-size:1rem;color:#06264a;box-shadow:0 4px 16px rgba(6,38,74,.05);outline:none;transition:border-color .2s ease,box-shadow .2s ease}
html main.page-faq .faq-search-input:focus{border-color:#004090;box-shadow:0 0 0 3px rgba(0,64,144,.14)}
html main.page-faq .faq-search-stats{text-align:center;margin-top:12px;font-size:.85rem;color:#5a6d80}
html main.page-faq .faq-search-stats em{font-style:normal;color:#7a6607;font-weight:700}

/* ============================== ACCORDION ============================== */
html main.page-faq .faq-main{padding:72px 0 80px;background:#fff}
html main.page-faq .faq-category-block{margin-bottom:58px;scroll-margin-top:calc(var(--fog-header-h,74px) + 70px)}
html main.page-faq .faq-category-block:last-child{margin-bottom:0}
html main.page-faq .faq-category-header{display:flex;align-items:center;gap:14px;margin-bottom:24px;padding-bottom:16px;border-bottom:2px solid #06264a}
html main.page-faq .faq-category-icon{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:#d0b028;color:#06264a}
html main.page-faq .faq-category-icon .fog-i{width:20px;height:20px}
html main.page-faq .faq-category-header h2{margin:0;font-size:clamp(1.6rem,2.8vw,2.2rem);line-height:1.1}
html main.page-faq .faq-accordion{display:flex;flex-direction:column;gap:14px}
html main.page-faq .faq-item{border:1px solid #d9e0e6;border-radius:14px;background:#fff;overflow:hidden;transition:border-color .2s ease,box-shadow .2s ease}
html main.page-faq .faq-item:hover{border-color:#004090}
html main.page-faq .faq-item.is-active{border-color:#004090;box-shadow:0 10px 28px rgba(6,38,74,.07)}
html main.page-faq .faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:22px 24px;background:none;border:0;text-align:left;cursor:pointer;font:700 1.05rem/1.45 var(--fog-font-display);color:#06264a}
html main.page-faq .faq-toggle-ico{flex-shrink:0;width:28px;height:28px;display:grid;place-items:center;border-radius:50%;background:#e7eff8;color:#004090;transition:transform .25s ease,background .2s ease,color .2s ease}
html main.page-faq .faq-toggle-ico .fog-i{width:14px;height:14px}
html main.page-faq .faq-item.is-active .faq-toggle-ico{transform:rotate(45deg);background:#d0b028;color:#06264a}
html main.page-faq .faq-answer{display:none;padding:0 24px 24px;color:#52677b;font-size:.94rem;line-height:1.75}
html main.page-faq .faq-item.is-active .faq-answer{display:block;padding-top:18px;border-top:1px solid #edf2f6}
html main.page-faq .faq-answer p:first-child{margin-top:0}
html main.page-faq .faq-answer p:last-child{margin-bottom:0}
html main.page-faq .faq-answer ul,html main.page-faq .faq-answer ol{margin:12px 0;padding-left:24px}
html main.page-faq .faq-answer li{margin-bottom:6px}
html main.page-faq .faq-answer strong{color:#06264a}
html main.page-faq .faq-answer a{color:#004090;font-weight:700}
html main.page-faq .faq-answer a:hover{color:#06264a}

/* ============================== CTA ==================================== */
html main.page-faq .faq-cta{padding:80px 0;background:#f7f5ed}
html main.page-faq .faq-cta-panel{display:grid;grid-template-columns:1fr auto;gap:45px;align-items:end;padding:clamp(32px,5vw,62px);border-radius:28px;background:linear-gradient(135deg,#06264a,#004090);box-shadow:0 22px 55px rgba(6,38,74,.2)}
html main.page-faq .faq-cta-panel .faq-eyebrow{color:#f3e68c;background:rgba(208,176,40,.12);border-color:rgba(208,176,40,.35)}
html main.page-faq .faq-cta-panel .faq-eyebrow .fog-i{color:#f1d85e}
html main.page-faq .faq-cta h2{margin:20px 0 12px;color:#fff;font-size:clamp(2rem,4vw,3.3rem);line-height:1.08;letter-spacing:-.04em}
html main.page-faq .faq-cta p{margin:0;color:#cad9e6;max-width:620px}
html main.page-faq .faq-cta-actions{display:flex;justify-content:flex-end;gap:10px;flex-wrap:wrap}
html main.page-faq .faq-cta-actions .btn{min-height:46px;white-space:nowrap}
html main.page-faq :focus-visible{outline:3px solid #d0b028;outline-offset:3px}

/* ============================== RESPONSIVE ============================= */
@media(max-width:1000px){
 html main.page-faq .faq-hero-grid{grid-template-columns:1fr;gap:48px}
 html main.page-faq .faq-hero-stats{max-width:620px}
 html main.page-faq .faq-cta-panel{grid-template-columns:1fr}
 html main.page-faq .faq-cta-actions{justify-content:flex-start}
}
@media(max-width:720px){
 html main.page-faq .container{width:min(100% - 28px,1180px)}
 html main.page-faq .faq-hero{padding:calc(var(--fog-header-h,64px) + 48px) 0 64px}
 html main.page-faq .faq-hero h1{font-size:clamp(2.45rem,13vw,4rem)}
 html main.page-faq .faq-main{padding:56px 0 64px}
 html main.page-faq .faq-question{padding:18px 20px;font-size:.98rem}
 html main.page-faq .faq-answer{padding:0 20px 20px}
 html main.page-faq .faq-item.is-active .faq-answer{padding-top:14px}
 html main.page-faq .faq-cta{padding:60px 0}
 html main.page-faq .faq-cta-panel{width:calc(100% - 28px);padding:30px 22px}
 html main.page-faq .faq-cta-actions{display:grid}
 html main.page-faq .faq-cta-actions .btn{width:100%;white-space:normal}
}
@media(prefers-reduced-motion:reduce){html main.page-faq *{scroll-behavior:auto!important;transition-duration:.01ms!important}}